Our platform

Want to get a first impression of the platform and find out how each step of the process works? You’ve come to the right place.

Quick & simple

5 steps to a successful lending agreement

For

lenders

Free registration

Free registration

1.

Request the registration documents from the komuno team by e-mail. Complete and submit the simple registration form. Your organisation’s user accounts will be created immediately.

Request the registration documents from the komuno team by e-mail. Complete and submit the simple registration form. Your organisation’s user accounts will be created immediately.

Create profile

Create profile

2.

Create a profile for your municipality/local authority. Enter your contact details, important budget-related documents and data so that new investors can get to know you.

Create a profile for your organisation. Enter your contact details and key documents, and configure your standard settings to further accelerate the bidding process. Examples of key documents: latest balance sheet, annual report

Create and publish request for tender

Receive and review requests for tender

3.

Create and save your request for tender in just a few clicks. Decide which investors should see each request. Depending on your settings, either you or your colleagues can publish the request.

You will be automatically informed of new requests for tender by e-mail or browser notification. You can then use komuno to view the details and submit an offer. Alternatively, integrate komuno with your own core banking system. Members of the Sparkassen-Finanzgruppe use their core system OSPlus to interact with komuno. Ask us about your system too.

Receive offers

Submit offers

4.

Receive attractive offers from your selected investors. You can send them any questions directly using the integrated chat feature.

Submit one or more offers based on the type of loans requested. You can upload standard or fully bespoke offers.

For municipalities/local authorities

Compare offers and select the best fit

For lenders

Receive offer acceptance

Offers are presented in a user-friendly matrix so you can compare them at a glance and select the one that best meets your needs.

 

Automatic notification by e-mail or in your browser when the municipality/local authority chooses an offer.

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Recommended news:

May 6, 2021

Press
Press release – komuno and LPA create government subsidy portal for Rentenbank, the agency supporting Germany’s farmers and agribusinesses

Digitalisation firms komuno and LPA announced today the development of an online portal for the automated processing of grants and loans on behalf of Rentenbank. Germany's development agency for agribusiness, forestry and rural areas, Rentenbank lent over €6 billion in low interest loans last year, with farmers buying more machinery and rural infrastructure.